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Excess Construction Liability

​Vertical is an Excess Construction Liability product offering coverage for NY based trades covering their practice work. With a focus on commercial trade contractors as well as trades specializing in apartment building construction.  Vertical offers coverage for New York Labor Law, Bodily Injury, and Completed Operations for the entire state of New York.

COVERED TRADES

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  • Electricians 

  • HVAC

  • Plumbing

  • Masonry

  • Drywall

  • Glass installers

 

EXCLUDED CLASSES

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  • Residential

  • Scaffolding

  • Street and Road

  • Civil Contractors

PROGRAM HIGHLIGHTS

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  • A- XV AM Best Capacity

  • Admitted Paper (NYFTZ)

  • True Follow Form Coverage

  • Unsupported Leads

  • Lead XS Coverage up to $5MM

Balance Partners, LLC is a New York Limited Liability Company. In California, Balance Partners Insurance Services, LLC License #0M92717

Terms and Conditions

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