AUTO PHYSICAL DAMAGE AND MOTOR CARGO INSURANCE
SMALL TRUCKING OPERATIONS
PROGRAM HIGHLIGHTS
INELIGIBLE RISKS
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Auto Physical Damage and Motor Truck Cargo
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Available in 48 states except AK, HI
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Available on a Package or Monoline Basis
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$1,500 Minimum Premium
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Vehicles older than 20 years
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Drivers not meeting Company Guidelines*
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Auto Physical Damage for Buses, Taxis, Livery operations, Heavy Equipment, Tow Trucks,
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Private Passenger Autos **
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Motor Truck Cargo commodities including Boats, Autos, Mobile Homes, Fine Arts, Flowers, Pharmaceuticals, Fresh Seafood, Tobacco, Cellphones and other high valued Electronics***
*Contact your underwriter for outline of Driver Guidelines
**Contact your underwriter for a complete list of Excluded Operations
***Contact your underwriter for a complete list of Excluded Commodities
ACCEPTABLE RISKS
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Auto Physical Damage TIV up to $1,000,000 and individual units up to $200,000
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Motor Truck Cargo Limits up to $250,000 and Schedules up to 15 Units
New Ventures -
Physical Damage for Sand, Dirt, Gravel haulers and Dump Truck Operations
Towing and Storage Limits up to $25,000 -
Trailer Interchange Coverage
Motor Truck Cargo Coverage for certain Refrigerated Commodities
